BridgFunder London Logo

Real Case Studies

Proven funding solutions for property developers, landlords, and SME businesses. See how we've delivered real results across bridging, development, BTL, and working capital finance.

Bridging finance for auction property purchase completed in 19 days

Bridging Finance: Auction Purchase in 19 Days

Bridging Finance

The Scenario

A common situation in property investment: an investor spots a development opportunity at auction—a Victorian terraced house with strong conversion potential. The bidding is competitive, completion is 28 days away, and their own property sale won't close in time.

Typical Solution

Bridging finance can be arranged quickly. The lender assesses the property's current value and post-conversion potential, structures a loan with a clear exit plan (once the original property sells), and arranges legal completion to meet the auction deadline.

Expected Outcome

  • Completes the auction purchase on time
  • Secures bridging at competitive rates
  • Clears the loan once the previous sale completes
Discuss Your Project
BTL portfolio refinance unlocking equity for landlord expansion

Buy-to-Let: Portfolio Refinance for Growth

BTL & Portfolio Mortgages

The Scenario

A common challenge for successful landlords: holding multiple BTL properties with expensive, outdated mortgages from different lenders. Strong equity has been built, but it's locked away—and expansion plans are stalled.

Typical Solution

Portfolio consolidation with a specialist lender. By refinancing all properties together, better rates become available, management simplifies, and equity unlocks. A drawdown facility supports future acquisitions without repeat applications.

Expected Outcome

  • Lower overall interest rate across all properties
  • Significant equity released for expansion
  • Simplified management with one lender
Discuss Your Project
Asset finance for construction equipment enabling business expansion

Asset Finance: Construction Firm Equipment Expansion

Asset Finance

The Scenario

A typical growth challenge for construction companies: contracts are lined up but capital isn't available. Equipment is needed (excavators, dumpers, generators) to win a large job, but traditional finance routes are slow and cumbersome.

Typical Solution

Asset finance secured against the equipment itself. The lender assesses equipment value, structures a repayment plan aligned with contract cash flow, and arranges funds quickly. No impact on operational cash flow.

Expected Outcome

  • Equipment financed quickly to meet contract requirements
  • Monthly payments aligned with contract revenue
  • Operational cash flow preserved for other needs
Discuss Your Project
Invoice finance solution for recruitment business cash flow

Invoice Finance: Recruitment Business Cash Flow Resolved

Invoice Finance & Working Capital

The Scenario

A common SME challenge: winning major contracts but facing 30-60 day payment terms from clients. Wages and operating costs must be fronted, but invoices take weeks to be paid. Cash flow tightens despite growing revenue.

Typical Solution

Invoice finance provides immediate cash by factoring unpaid invoices. Combined with a working capital facility, the business gains breathing room to cover operating costs, pay staff promptly, and invest in growth without waiting for client payments.

Expected Outcome

  • Immediate cash from unpaid invoices
  • Payroll pressure removed—staff paid on time
  • Room to invest in growth and capacity
Discuss Your Project
Bridging finance for problematic auction property lease extension

Bridging Finance: Auction Rescue with Lease Extension

Bridging Finance & Lease Extension

The Scenario

A client purchased a Victorian flat impulsively at auction, only to discover a short lease, arrears, and missing freeholder consents. With only 28 days to complete, mainstream lenders wouldn't touch the case—but specialist bridging finance opened a path forward.

Typical Solution

BridgFunder London analysed the legal pack, arranged specialist bridging finance comfortable with imperfect titles and short leases, and guided the client through a rapid lease extension and refinance. A valuation within 48 hours and legal indemnity insurance resolved title concerns in time for Day 28 completion.

Expected Outcome

  • Completed auction purchase on Day 28 deadline
  • Lease extended from 63 to 153 years in three months
  • Property revalued at £300,000; refinanced onto BTL mortgage
  • Client retained £90,000+ in equity
Discuss Your Project
Merchant cash advance for hospitality business seasonal cash flow support

Merchant Cash Advance: Hospitality Group Seasonal Support

Merchant Cash Advance

The Scenario

A hospitality group faced a £22,000 winter cashflow gap and an urgent payroll deadline. BridgFunder London analysed their business rhythm and structured a Merchant Cash Advance that flexed with their card revenue, helping them through the slow season and back to growth.

Typical Solution

For seasonal businesses, rigid fixed repayments don't work. An MCA ties repayment to actual card sales—when revenue is low, repayments are low. When the business bounces back, repayments scale up. Perfect for hospitality, tourism, and events businesses.

Expected Outcome

  • Payroll funded on nine-day deadline
  • Repayments flex with seasonal revenue swings
  • Business returned to stability within three months
Discuss Your Project

More Projects, Real Results

We're constantly helping developers, landlords, and SME owners fund projects across bridging, development, BTL, and commercial finance. These examples represent just some of the real scenarios we solve daily.

Discuss Your Project

Does Your Project Match One of These Scenarios?

If your situation resembles any of these case studies—or if you have something unique in mind—let's discuss your project. We specialize in real-world funding solutions.

Discuss Your Project